Private lease without BKR
Private lease without BKR check and without BKR registration
Would you rather not have the lease contract registered with the BKR? Or do you want to lease privately without a BKR check? At Shortleaseland we do not do a BKR check and it is also possible to privately lease without receiving a BKR registration.
Private lease without BKR check
Most leasing companies assess your financial situation before you can lease a car. This is often done on the basis of a BKR check. If you have a negative BKR registration, it can be difficult to conclude a lease contract in that case. At Shortleaseland we approach the assessment of your financial situation differently and we do not do a BKR check. Our specialists do not look at a negative BKR registration from the past, but assess your current situation themselves. We believe that trust is more important than figures and we believe that you can accurately assess for yourself whether you can meet your payment obligations. For this reason you can lease privately without a BKR check at Shortleaseland. Do you have a negative BKR registration? Read more about short lease with negative BKR registration here.
Private lease without BKR registration
With most leasing companies, a new lease agreement is registered with the Central Credit Registration Office (BKR), with the result that in many cases you can take out no or less new credit. This includes applying for a loan, taking out a mortgage or taking out a telephone subscription. This is because when you lease a car for a long term, you enter into a financial commitment. As a result, a private lease contract is seen as a kind of personal loan. This is not the case at Shortleaseland – at Shortleaseland you can lease without getting a BKR registration. This is because there are fewer risks associated with a short-term lease than with a long-term lease contract.
In this white paper
- What is a BKR registration and when do you receive a BKR registration?
- How long does a BKR registration remain visible?
- How can you delete a BKR registration?
- How does leasing work with a negative BKR registration?
- What amount is registered with the BKR in case of leasing?
- The benefits of leasing with a negative BKR registration
-
Can you short lease with a negative BKR registration?
At Shortleaseland it is possible to lease with a negative BKR registration. With a short-term lease you are provided with comfortable transport in the short term, without having to enter into a long-term commitment.
-
Why is it often not possible to lease with a BKR registration?
If you lease, the leasing company often assesses your financial situation in advance. If an external credit rating agency sees a negative BKR registration, your lease application will be rejected.
-
Why doesn't Shortleaseland do a BKR registration?
With most leasing companies you enter into a lease agreement for a longer period. Since short-term leasing involves an agreement for a shorter period, this is not the case with short-term leasing. In addition, your contract can be canceled monthly after the agreed term. This allows you to immediately avoid your payment obligation when your financial situation has changed or when you no longer need the lease car and you can take out a private lease without BKR registration.
-
What is the contract duration for private lease?
A private lease at Shortleaseland is always for a maximum of 12 months, also called a short lease. Short lease is an attractive alternative to leasing or renting if you need a passenger car for a shorter period. Short-term leasing is a lot more flexible than long-term leasing and often cheaper than renting. After the agreed term of your contract, it can be canceled monthly.
How does a BKR work for private leasing?
In general, for private individuals, a credit of more than €250 that lasts longer than one month is registered with the BKR. In addition, it is also recorded whether you pay on time or not. This information can then be requested by companies when someone wants to take out a loan. Based on this data, companies can determine whether a person is entering into too heavy a financial obligation and whether this person can therefore obtain a loan or not. In general, a lease agreement that lasts longer than one month is registered with the BKR. At Shortleaseland you can lease privately without BKR registration. You will only be registered if there is a payment arrears.
At Shortleaseland there is always a large stock of passenger cars and commercial vehicles ready to drive. You choose the model you want to drive and we will quickly arrange the contracts. You can then drive your lease car within 24 hours.
Do you want to lease privately without a BKR check or registration? Or would you like to receive advice for your situation? Then take Contact us. Our advisers are happy to help you make the right choice.
