Short lease with negative BKR registration
Do you have a negative BKR registration? Then it can be difficult for many leasing companies to conclude a lease contract. Your financial situation is often assessed before you can lease a car. A negative BKR registration can cause them to reject your request. At Shortleaseland we look beyond just a credit registration. We believe that as an entrepreneur you are well able to assess your financial situation yourself. For this reason, we rely on you to meet your lease obligations as soon as you enter into a contract.
Short lease with negative BKR registration at Shortleaseland
At Shortleaseland we approach the assessment of your financial situation differently. Our own specialists assess your current situation. They do this not on the basis of numbers, but on the basis of confidence in your company. We believe that as an entrepreneur you can very well assess whether you can meet your payment obligations. Because a short lease contract can also be canceled monthly after the agreed term, you can terminate the contract if you can no longer afford the car. For this reason, short lease with a negative BKR registration is possible at Shortleaseland.
The advantages of short lease at Shortleaseland
Our experience shows that 80% of customers can still conclude a short lease with a negative BKR registration. Short lease entails little risk, making it a lot easier to conclude a lease contract. In addition, it offers a lot of flexibility, in case you are (temporarily) unable to pay for the car. If your situation changes, you can easily cancel the contract. As a result, your financial past is less important when concluding a short lease contract and in most cases you can still short lease with a negative BKR registration.
In this white paper
- What is a BKR registration and when do you receive a BKR registration?
- How long does a BKR registration remain visible?
- How can you delete a BKR registration?
- How does leasing work with a negative BKR registration?
- What amount is registered with the BKR in case of leasing?
- The benefits of leasing with a negative BKR registration
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Can you short lease with a negative BKR registration?
At Shortleaseland we know that as an entrepreneur you will be faced with various challenges. These can ultimately result in a negative BKR registration. Although you can request to have the registration removed, it remains difficult to lease a car in the meantime. Short lease is then a good solution. In this way you are provided with comfortable transport in the short term, without having to enter into a long-term obligation. At Shortleaseland you can also short lease with a negative BKR registration.
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When do you receive a BKR registration?
In principle, every loan of more than € 250 is registered with the Central Credit Registration Office, in short the BKR. This also applies to a debt on your credit card, being in the red on your bank account or buying a product on installment. A lower limit of €1000 has been set for business loans. If you have not repaid a loan or have not repaid it on time in the past, you will receive a negative BKR registration. In principle, a mortgage or student debt is not known to the BKR, unless you are behind on payment. At Shortleaseland we do not do a BKR registration, unless there is a payment arrears.
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Why can you often not lease with a negative BKR registration?
A (negative) BKR registration often remains visible for a long time. Even if you have now fulfilled your payment obligation, it can be difficult to take out a new loan. This also applies to leasing a car or company car. If you are going to lease, the leasing company often assesses your financial situation in advance. If an external credit rating agency sees a negative BKR registration, your lease application will be rejected.
Most preferred
Do you have a negative BKR registration and are you interested in short-leasing a car or commercial vehicle at Shortleaseland? Then please contact us. Our lease advisers are happy to discuss all options with you.
